Uma Co-Operative Bank Ltd
The Uma Co-Operative Bank Ltd was Established in the year 1982. Bank has progressed well over the years as per performance stated below. Bank is so popular that it is known as Uma Bank. Presently Bank has 5 branches and are on core Banking platform.
Uma Co-op bank also started SMS Alert service for the customer. We also provide CTS Cheque book as per RBI guideline. Bank’s ATM card are also popular.Bank has good record of business growth and has made profit every year since 1983.
We provide the following facilities.
- CBS
- ATM/Debit Card
- SMS Facility
- Personalized Cheque Book
- RTGS/NEFT
- Locker Facility
- Franking Facility
- Mobile Banking
- UPI
- Positive Pay System
| Sr. No. | Description Ratio | 31.03.2022 | 31.03.2023 | 31.03.2024 |
|---|---|---|---|---|
| 1 | Credit Deposit Ratio | 54.32% | 54.46% | 64.67% |
| 2 | CRR (Cash Reserve Ratio) | 11.06% | 7.70% | 9.34% |
| 3 | S.L.R. (Statutory Liquidity Ratio) | 54.39% | 66.12% | 61.33% |
| 4 | C.R.A.R. (Capital to Risk Ratio) | 23.71% | 28.59% | 28.47% |
| 5 | Gross N.P.A. (Gross Non-Performance Assets) | 8.91% | 8.38% | 5.56% |
| 6 | Net N.P.A. (Net Non-Performance Assets) | 0.00% | 0.00% | 0.00% |
| 7 | Demand Deposits to Total Deposit Ratio | 41.38% | 42.32% | 43.97% |
| 8 | Net Profit to Total Earning | 13.37% | 14.25% | 15.78% |
| 9 | Business per Employee (Lacs) | 525.9 | 471.23 | 548.07 |
| 10 | Net Profit per Employee (Lacs) | 4.27 | 4.50 | 5.51 |